We are extremely passionate about protection here at Fidenti. We’ll simplify your options surrounding Level Term Assurance, Decreasing Term Assurance, Critical Illness Cover, Income protection, and Home Insurance and match your cover to your situation providing you with a bespoke protection package.
These plans have no cash in value at any time and will cease at the end of the term. If premiums are not maintained then cover will lapse.
It’s remarkable to see how common critical illnesses actually are. Stroke, Heart Attack, Cancer, Multiple Sclerosis and Children’s Critical Illness are serious concerns requiring serious protection. Most insurers also provide a long list of additional cover and we’ll make sure that you are suited with the correct levels of cover.
Plans may not cover all definitions of a critical illness. The definitions vary between product providers and will be described in the key features and policy document if you go ahead with a plan.
Ask yourself how long your current savings would last should you be unable to work due to accident or sickness. Ask yourself how long, if any your employer will pay you for. A huge majority of the UK are under-protected, we’ll make sure you’re not one of them.
Income Protection plans that have no investment link have no cash in value at any time and will cease at the end of the term. If you stop paying your premiums your cover may end.
It’s lenders requirements that your home is insured and we’ll ensure that your building along with contents are insured.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
BUY TO LET MORTGAGES ARE NOT TYPICALLY REGULATED BY THE FINANCIAL CONDUCT AUTHORITY
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Fidenti Mortgages & Protection Ltd is an appointed representative of TenetLime Ltd, which is authorised and regulated by the Financial Conduct Authority. TenetLime Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 311266. Directors - Nick D'Silva & Chris Arnold. Fidenti Mortgages & Protection Ltd (Company No: 10007568). Registered in England and Wales. Registered Office: 11a High Street, Sandbach, Cheshire, CW11 1AH.